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Writer's pictureAnthony Cerantonio

ASSET FINANCE


HOW ASSET FINANCE CAN HELP GROW YOUR BUSINESS


Asset Finance is a means of businesses purchasing business assets such as motor vehicles, plant & equipment and furniture and equipment to enable their business to increase expand and increase productivity.


The main types of asset finance is chattel mortgage, Hire Purchase and Leasing. The main advantage is that it allows businesses to purchase business assets with the only security being the asset itself. The main disadvantage is that the interest rate is normally higher than secured loans, but the difference is marginally reduced when you take into consideration the tax deductibility on the interest and lease payments.


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